Worker’s Compensation Maryland
What is covered?
What are the benefits?
What is the cost of Workers Compensation Insurance?
Each year the rates and rules for Workers
Compensation Insurance change.
Employees must be included based on
their annual remuneration (payroll).
Sole Proprietors and Partners are
not included in Workers Compensation coverage.
However, Sole Proprietors or Partners may elect to be covered. If coverage is elected, coverage is based on the annual
payroll per partner or sole proprietor.
Officer Employees of Close
Corporations are included in Workers
Compensation. However, each officer
employee may reject benefits (Maryland
Officer Exclusion form must be completed). If
included the officer employee is included at an annual payroll at specified
minimums and maximums.
All employees must be covered
and are included based on their annual remuneration.
*These amounts are subject to change each year by the Workers Compensation Commission
Workers Compensation Insurance is required for all employers in Maryland
This is intended to provide general information. For a complete
description of coverage including policy provisions, limitations and exclusions,
please consult the actual insurance policy.